Building Insurance and Engineering
Insurance and Terrorism Insurance are arranged by Castle Court Freehold Limited and included within annual service charge
expenditure, in accordance with the leases at Castle Court.
Any leaseholder requiring a copy of the Building Insurance
schedule / policy should contact Castle Court Freehold Limited.
There is a standard General Interest clause in the insurance policy that covers all leaseholders and their mortgage providers and it is not therefore necessary to list individual leaseholders or mortgage providers on the policy.
Building Insurance does not cover the contents, fixtures or fittings of
Individual leaseholders are entirely responsible for
insuring not only the contents, fixtures and fittings of their flats but ensuring that
they have adequate accidental damage cover – for example an appliance in their flat or an overflowing bath could cause
damage to the contents of the
flat below and result in a large claim against an individual leaseholder.
Those leaseholders who rent out their flats will need
to ensure that they have full cover – it is all too normal
for sub-tenants to take out personal possessions insurance or minimal contents cover rather than
full accidental damage cover.
Castle Court Freehold Limited. Registered Office:
Castle Court Office, Castle Court, Westgate Street, Cardiff CF10 1DB
Registered as a company in England & Wales No. 05176305.